
Our Founding Story
Descartes Underwriting was born of the conviction that new technologies can deeply transform the insurance industry, reducing friction and restoring trust in the market. We saw a gap between the traditional insurance approach and the risk exposure needs of corporations and governments against extreme weather and climate change. Our parametric approach is built from objective data which drives transparency, from quote to quick payout if a risk event occurs. We address the full spectrum of climate risks, at a more affordable premium.