corporate & public entity clients
capacity per parametric policy. Up to $200M in some cases
from natural catastrohphes to extreme weather risks
Innovative Parametric Insurance for Businesses
Upon receipt of all required documentation, clients are indemnified in less than 5 days, in the majority of cases.
✔ Full Transparency – Clear, data-backed policies with no hidden complexities, ensuring a fair and objective claims process.
✔ Highly Accurate Coverage – Advanced risk modeling ensures protection precisely aligned with your exposures.
✔ Tailored to Your Needs – Flexible coverage designed to fit your unique risks and financial requirements.
✔ Fast & Reliable Payouts – No lengthy assessments—receive compensation quickly based on real-time, independent data.
Why Choose Descartes?
✔ Tailored Climate Protection – Coverage for 20+ perils, including hail, tornadoes, wildfires, hurricanes, floods, and earthquakes.
✔ Backed by a Panel of A-rated (Re)insurers – For robust financial protection
✔ Global Expertise, Local Presence – Supporting US clients with deep market knowledge and regional insights.
✔ Trusted by Leading Brokers – Partnering with top brokers to deliver customized risk solutions.
✔ Industry Recognition – Named MGA of the Year by The Insurer.
We deliver innovative parametric insurance solutions to the US market, with a local team in key cities (Los Angeles, Denver, Chicago, Little Rock, Richmond, New York, Charlotte, Scottsdale).
Drawing on years of experience and a commitment to innovation, Descartes drives expert solutions that meet the evolving needs of the US market, empowering you to manage and mitigate risks with precision.