Descartes’ innovative edge stems from our ability to synchronize with the most recent data sources and extract risk insights using our in-house algorithms
Robust machine learning algorithms, image recognition techniques and cutting-edge statistical analysis methods enable us to perform underwriting derivations without compromising with the interpretability of our models. Our analytical tools are adapted to handle a wide range of data sources, including satellite imagery, IoT, stationary sensors, radar or sonar data.
Built from objective data sources, our models are precisely crafted to cover against climate and emerging risks where traditional underwriting methods fall short. Not limited to looking backwards at claim histories, we model the underlying phenomenon directly, capturing trends and climate change impacts to better protect corporate and public sector clients.